Attention homeowners in Shelby and Cleveland County: Get an Appraisal today!

The top 7 reasons why NC homeowners hire Bailey Real Estate Advisors, LLC:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to lower your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a NC divorce, where real estate property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate

Need help determining the price of your home in or near Shelby, NC?
Contact Bailey Real Estate Advisors, LLC.

At Bailey Real Estate Advisors, LLC, we understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping homeowners just like you remove unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that's going down. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an expert appraisal from Bailey Real Estate Advisors, LLC is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. Bailey Real Estate Advisors, LLC can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for precision? Bailey Real Estate Advisors, LLC offers field reviews where we go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.